$5 Million Disputed Policy Limits Settlement

October 21, 2020

$5 Million Disputed Policy Limits Settlement

In 2020, Arash Homampour and Danielle Lincors obtained a $5 Million Disputed Policy Limits Settlement in a fight not only against Defendant, but also the insurance company.

Defendant driver failed to yield to Plaintiff Motorcyclist and struck Motorcyclist in an intersection. Motorcyclist sustained a traumatic brain injury with associated cognitive deficits and psychological conditions, facial fractures, and fractures in the arm and spine. 

Defendant driver had a $1 million insurance policy. Defendant’s father had $4 million umbrella policy that did not expressly cover his daughter or the vehicle she was driving at the time. Defendant did not reside with the policy holder (or even within the same state). Defendant driver was not a named or covered insured under the umbrella policy. However, we looked at the underwriting records and noticed that the insurance company had charged a premium that impliedly included Defendant driver as one of four drivers of four cars covered by the primary policy. Using an illusory coverage argument, we convinced the excess carrier to pay its $4 million because Defendant and her father had a reasonable expectation of coverage based on how the policy premium was determined, even if the policy didn’t expressly cover Defendant.

What distinguishes the Homampour Law Firm from other law firms is the fact that we pursue legal avenues other firms don’t even see and then get outlier results.

We can say with all confidence that had our client gone to another firm, 99.9% he would have been limited to the $1 million policy.

To talk to one of our Los Angeles personal injury lawyers, call 323-658-8077. Or, if you prefer, send us an email by clicking on the red button below.

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Arash Homampour awarded OCTLA 2018 Top Gun Trial Lawyer of The Year - Products Liability
Consumer Attorneys Association of Los Angeles - Past Board Member
American Association for Justice Leaders Forum Patron
CAOC - Consumer Attorneys of California Member
Arash Homampour – Named in 2023 Lawdragon 500 Leading Plaintiff Consumer Lawyers guide
U.S. News Best Law Firms 2023
Arash named by the Ventura County Trial Lawyers Association as their Trial Lawyer of the year 2016
10 out 10 Superb rating at AVVO.com
Daily Journal - Named as Top 30 Plaintiff's Attorneys in California - 2016
Super Lawyer since 2005 and one of the Top 10 Super Lawyers in Southern California since 2021

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